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COMMERCIAL GENERAL LIABILITY INSURANCE
The underwriter for this insurance is INTACT.
What is CGL and Why, Your Independant Contractors Should Have It
In a nut shell, Commercial General Liability Insurance, or CGL is coverage that will protect the Independent Contractor in the event that he is sued. It is often used to cover claims against the Independent Contractor for injury or property damage. Typical examples include, if a customer is injured or say the Independent Contractor damages property at a customer’s home or at the drop site.
Without Commercial General Liability Insurance policy, you are leaving yourself and your company vulnerable to lawsuits that could have a devastating impact on your business. It is, unfortunately, a necessary cost of doing business because the likelihood of being sued is more common than you might think. It is for this reason that Commercial General Liability Insurance is one of the most popular business insurance products sought after by Distribution Companies for their Independent Contractors.
| Coverage(s) |
Deductible |
Limit of Insurance |
Coverage A
Bodily Injury and Property Damage Liability |
Each Occurance Limit |
$2,000,000 |
Coverage A
Bodily Injury and Property Damage Liability |
General Aggregate Limit |
$5,000,000 |
Coverage A
Products - Completed Operations |
Aggregate Limit |
$2,000,000 |
Coverage A
Property Damage Deductible: Per Occurrence |
1,000 |
- - - |
Coverage B
Personal Injury and Advertising Injury Liability |
- - - |
$2,000,000 |
Coverage C
Medical Payments |
Per Person |
$10,000 |
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